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wildthing46
New Member
21 Posts |
 Posted - 17 October 2009 : 15:55:15
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| thanks....i feel ill really ill and have had enough....my doctor has upped my anti deps. medication and my stomach is in my mouth, my kneck is stiff and I cannot take much more......they are just bullies.....I wish the blooming place disappeared!! |
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Agent Smith
Average Member
779 Posts |
Posted - 17 October 2009 : 18:25:28
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Don't let them get to you and make sure you stand your ground. Sooner or later they will back down once they realise you won't be bullied into submission.
You can always sign over possession, BUT, make sure you cross out the bit about being responsible for any shortfall. Copy it as well so they can't come back to you at a later date.
Otherwise, let it all drift over your head and leave them to it. |
15 months into an IVA.
Jan
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wildthing46
New Member
21 Posts |
Posted - 19 October 2009 : 12:30:07
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| the best laff is I had early discharge from my bankruptcy the same day as the trustee got the order for the sale of the house.......I have co-operated and I have requested another letter from the Building society so see what they come up with this time! |
BR 23rd Feb 2009
Early Discharge 15 Sep 2009
when you're going through hell, keep going! You will get to the other side eventually.
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Agent Smith
Average Member
779 Posts |
Posted - 19 October 2009 : 15:10:53
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I hope you get it all sorted out and this nightmare year can end and 2010 will signify a new start.
Keep us informed. |
15 months into an IVA.
Jan
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wildthing46
New Member
21 Posts |
Posted - 15 January 2010 : 12:28:03
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what would happen now IF I was lucky enough to find a job, haven't had much luck yet......
my house is still being argued over by the trustee and the building society trying to re-possess???? The trustee got the order first to sell and have asked to force entry as the building society have told them they have lost the keys!? Who has the priority the trustee or the building society, the trustee got a court order for sale 15th Sep and the building society a month later.....neither seem to have done anything, just to and fro'ng....
If I was to get a job, the house was included in my SOA when I went bankrupt, can they take money off me if I start work? I am discharged and have been from BR for 4 months now and the building society continue to threaten me for the mortgage arrears? Can I try to get a job without any worries now, not that I have had any luck so far! As I only had the ok from the surgeon in December. Can I really start my life over without SATAN or the building society making me pay for anything, is it all in my past now? Does it all fall into my BR even if I can get a job and start earning? |
Edited by - wildthing46 on 15 January 2010 12:30:22 |
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Suzanne Stocker
Debt Diva Expert
127 Posts |
Posted - 20 January 2010 : 10:34:36
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Hi Wildthing46
As you included the house in your SOA, whatever happens, any shortfall or surplus will go into the bankruptcy. I would leave the Trustee and Building Society to battle it out between them.
As you have been discharged you would not be liable for an income payments agreement, which is the only claim anyone could make against your income in your particular circumstances. You can really start life over, and leave your troubled passed both personal and financial behind you.
Good luck with whatever you decide is your future. |
Suzanne
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My diary as a bankrupt single mum.........so far
